The Union Government launches several schemes for the citizens of India from time to time. The schemes launched by the Union Government which concentrates on providing benefits for an individual are the Union Government Schemes for Individuals in India. They are launched for the purpose of improving the livelihood of the people and providing security for leading a better life. Each scheme is launched to provide benefits to the individual in certain areas of their life. Some schemes grant financial security while others aim to provide socio-economic measures. The beneficiaries covered under most of the individual schemes are the rural people, urban poor, low-income families, economically backward sections or weaker sections of the society. The list of Union Government Schemes for Individuals In India are stated below.
Antyodaya Anna Yojana
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Antyodaya Anna Yojana was launched in December 2000 for implementing the TPDS more beneficially and for providing foodgrains to the right category of the population. The Targeted Public Distribution System (TDPS) aims to provide food and grains to the needy. This Government scheme provides highly subsidised food to around one crore poorest of the poorest families from amongst the Below Poverty Line (BPL) families in India.
Pradhan Mantri Ujjwala Yojana
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Pradhan Mantri Ujjwala Yojana is a social welfare scheme launched by the Government on 1 May 2016. It is a scheme by the Ministry of Petroleum and Natural Gas for providing LPG connections to women belonging from the Below Poverty Line (BPL) household. LPG connections are provided at a concessional rate to the women living below the poverty line under this scheme.
This scheme aims to envisage a smoke-free Rural India by providing LPG connections to the entire nation and benefit around five crore families. Any adult woman belonging to a low-income family who does not have an LPG connection in her household is considered as an eligible beneficiary under this scheme.
Swamitva Yojana
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The Swamitva Yojana aims to provide an integrated property validation solution for rural India. Under this scheme, a property card is created and issued for each house of the village by the Government. The Honourable Prime Minister, Shri Narendra Modi launched the physical distribution of property cards under the ‘Survey of Villages and Mapping with Improvised Technology in Village Areas’ (SVAMITVA) scheme on 11 October 2020.
This scheme aims to provide a certificate of ownership of the property to the people of the village which is mapped by the Government. The Government can also do a digital survey of the village using drones in the villages to grant ownership certificates for the eligible people. Through this scheme, the people living in rural areas can obtain bank loans on their village property.
Pradhan Mantri Suraksha Bima Yojana
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Pradhan Mantri Suraksha Bima Yojana is one of the three social security schemes that was announced by the Government in the Union Budget of 2015-16. This scheme offers a one-year accidental death and disability cover, which is renewed every year. The individual bank account holders of the age group between 18 and 70 are eligible to apply for this scheme. The risk coverage provided under this scheme is for accidental death and full disability is Rs.2 lakh. It also provides a cover of Rs.1 lakh for partial disability.
Pradhan Mantri Jeevan Jyoti Bima Yojana
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Pradhan Mantri Jeevan Jyoti Bima Yojna is one of the three social security schemes announced by the Government in the Union Budget of 2015-16. It is a life insurance scheme which provides insurance on the sudden demise of the policyholder. Any individual who has a savings bank account of the age group between 18 and 50 are eligible for this scheme. The life cover under this scheme is Rs.2 lakh to the beneficiary of the policyholder, in case of his demise.
Pradhan Mantri Jan Dhan Yojana
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Pradhan Mantri Jan Dhan Yojana is a nationwide scheme launched by the Government of India in August 2014. The objective of this scheme is to ensure financial inclusion of every individual who is not having a bank account in India. It aims at providing access to financial services,i.e. Banking/Savings and Deposit Accounts, Credit, Remittance, Pension and Insurance in an affordable manner to all. An individual can open an account under this scheme with any bank branch or Business Correspondent (Bank Mitra) outlet with zero balance.
Pradhan Mantri Awas Yojana
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Pradhan Mantri Awas Yojana is a social welfare flagship programme of the Indian Government which was launched in the year 2015. The objective of this scheme is for providing housing at an affordable price to the weaker sections of the society, urban poor, rural poor and lower-income group people.
This scheme aims to construct around 20 million houses at an affordable price by 31 March 2022. The beneficiaries under this ‘Housing for All Scheme’ are the economically weaker sections of the society, which includes the low-income groups, middle-income groups and slum dwellers.
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